Life brings one so many challenges and up’s and down. After two years I finally got hold of one of my debtors and now at last I can settle my debt and start the road of recovery in my personal financial path into the future and this will be the first time that I am able to do it.
For a few years I was not able to honour my debt due to all the past turmoil's with my employers who did not either pay me or long legal battles which cost me dearly.
Currently, I am suffering a bit with a ulcer but that will be seen to on the 28th of this month when I go for a scope. Hospital treatment is not free for those who earn over R5000.00 per month even if you are a few rands over and that is what I have had to learn the hard way.
So for the week that I was in and out and spent hours waiting for results I will pay at least R1000.00 as it is R275.00 or R175.00 per consultation and you have to pay for your own medications.
Currently just for 7 days it costs around about R260.00 and over a month that is over R1000.00 and that is just one medication.
Even with a combined salary we cant afford medical aid and if we could we would have to wait a whole year before we could use it, that is the regulations in South Africa if you are HIV+. (pre existing conditions are not covered for a year) So they could refuse to cover any medical expenses' for a year.
The right thing for me to do now is work on my financial and our future together.
It’s hard work to keep your head above water these days but if you are willing to sacrifice some luxuries which we don't have much of.
We are a simple married couple who don’t live above our means and one thing my spouse has taught me is to pay your debts first and put away money no matter how small a month.
But, alas I can’t do that right now due to the economic climate we all face around the world.
But I am up to the challenge and will overcome this over the next three or four months by tightening my belt.
I will update on a regular basis guys, It’s just been so busy and I have had to adjust to so many things that I have just not had the time to post as regular as I used to.
I love keeping you all informed and as you can see the sun has risen on my life and I have been blessed from the start of this journey over the past few years which is well documented on my blog.
Have a great day all
Mark Farrell-Watling
